Keep your share of rent between 1/4 and 1/3 of your income, set up passive savings contributions of at least 10% and use a high yield savings account to stave off inflation until you both have 3 months living expenses and understand why the best investment strategies are boring
If you’re in university, your desired career and its requirements should determine your major, , not the other way around
I graduated with a bachelor’s degree only to realize my career was a dead end because only in my senior year was I informed there’s such thing as a “mental health license” for which I was disqualified due to low grades in a non-related class the year prior. Eventually I learned how well blue collar jobs pay (with a lot of job security at that) and got back on my feet working in logistics but I’ll never see the 50x return on investments by retirement because “why learn about finances when you can barely pay rent”
It all seems very obvious in hindsight
“You are inside 2 wolves”