• 0 Posts
  • 40 Comments
Joined 1 year ago
cake
Cake day: June 22nd, 2023

help-circle

  • Keep your share of rent between 1/4 and 1/3 of your income, set up passive savings contributions of at least 10% and use a high yield savings account to stave off inflation until you both have 3 months living expenses and understand why the best investment strategies are boring

    If you’re in university, your desired career and its requirements should determine your major, , not the other way around

    I graduated with a bachelor’s degree only to realize my career was a dead end because only in my senior year was I informed there’s such thing as a “mental health license” for which I was disqualified due to low grades in a non-related class the year prior. Eventually I learned how well blue collar jobs pay (with a lot of job security at that) and got back on my feet working in logistics but I’ll never see the 50x return on investments by retirement because “why learn about finances when you can barely pay rent”

    It all seems very obvious in hindsight



  • Nobody can answer this question for you but I think to the countless examples of people not “getting out while they can” who are now–or were until their death–forever trapped in a bad situation that people today forget wasn’t that bad even within living memory

    Is it right for you? I don’t know

    Is it cowardly to let a sense of national loyalty compel you to be exposed to the mechanisms of government wielded by untrustworthy actors? No, and anybody saying otherwise is lying to you at best; lying to themselves at worst

    Inb4 any what aboutisms: nothing I’ve said here is specific to any country








  • I looked into moving to other countries which made it very obvious which skills were worth cultivating, changed careers accordingly and moved somewhere (in the US) that isn’t fully car-dependent until I could accumulate decent savings/investments. This was pre-covid and “orange pilling”, I just kinda lucked out

    And, no, none of this was easy, just easier than saying “I’ll accept this without a fight”