Payday loans.

The smart part is realizing the havoc payday loans inflict on one’s finances.

We are. Just in opposing directions, imperfectly, and poorly.

Have you considered joining a group of like minded people with whom to coordinate? That might move the needle in your preferred direction.

Sure. Not as a regular thing, but as a fast meal before a long drive through an area with few options.

I wouldn’t suggest it daily.

Yes.

By Planning.

I didn’t think it would work for the first 10 years. I just wanted to eat better cat food in retirement.

Pursuing higher paid jobs when I can. Changing jobs periodically. Pursuing higher pay until the pay asked for my soul. Then stepped back, changed jobs, and make way more for less.

Paying down debt when possible. Building up to a constant dollar figure of debit and investment per month. Growing that when I can. I now save 40%+ of my income.

Keeping my spending low by prioritizing my time on free things. Prioritizing the money I spend on high pact purchases.

Planning with 4% rule. Works out to needing 300 times your monthly spend in savings. Driving that number down. A $15 a month expense requires $4,500 invested to support.

A great market runup.

I am glad I did too. My friends are dying. One’s 40’s are rough.

Good advice. One should always test, for correctness, not just infer.

Yes. You can buy their support though.

In “Bewster’s Millions” he also had to have nothing of value at the end.

So yes that is a good method for this formula of the question.

Not far in the past.

https://www.carbonbrief.org/china-responsible-for-95-of-new-coal-power-construction-in-2023-report-says/

In China, 47.4GW of coal power capacity came online in 2023, GEM says. This increase accounted for two-thirds of the global rise in operating coal power capacity, which climbed 2% to 2,130GW.

China’s 70.2GW of new construction getting underway in 2023 represents 19-times more than the rest of the world’s 3.7GW. As the figure below highlights, the country’s trajectory (red line) is diverging significantly from the rest of the world (orange line).

Huh, some commenters raise a good question. What are the non-capitalist countries doing to fight climate change?

China is building out massive renewables and massive coal.

My list is short, please add to it.

Yes. A whole lot more would need to be asynchronous.

This is true. I tend to do my best thinking away from work, and not part of my current work time.

You raised a number of great points. I won’t address all of them.

Setup and organizing parts/resources would need attention. Deliveries, messages, and decisions would all need adjustments. I expect that while one may work 3 hours a day, they may not be the same 3 hours every day, or even continuous.

I would watch it.

My guess as a Linux admin in IT.

I understand the fix takes ~5 minutes per system, must be done in person, and cannot be farmed out to users.

There are likely conversations about alternatives or mitigations to/for crowdstrike.

Most things were likely fixed yesterday. (Depending on staffing levels.) Complications could go on for a week. Fallout of various sorts for a month.

Lawsuits, disaster planning, cyberattacks (targeting crowdstrike companies and those that hastily stopped using it) will go on for months and years.

The next crowdstrike mistake could happen at any time…

Create a series of folders labeled with dates. Every day copy the useful stuff to the new folder. Every night change modified dates on all files to current date.

That and our sun engulfing earth prior to the moon reaching equilibrium.

Thank you. It sounds spectacular and well thought out. You must work with a great team.

“Secret Bot” sounds great!

Custom in-house or off the shelf?

When you press the button, it’ll ping your phone so you can find it. The same button could also be a remote shutter button for your Android phone.

Sadly, this would be helpful.

So many passwords will be in there. And cat photos.