Do you guys not have direct debit? All my bills are paid automatically. Manually paying my bills sounds like a pain and I would definitely forget/double pay if I needed to do it that way
We do. I never give companies power to pull money from my account. I realize it’s a convenience for some people in the way they budget, so no judging… I’ve just been screwed by it one too many times. I keep full control over my finances. I budget everything out on an Excel template I created. It actually doesn’t take much time at all …an hour or so once a week to get everything balanced and paid for the month.
I keep all my bills organized in bookmarks. Keep track of their due dates on a Google Sheets budget. I’m not going back to checks…lol
Do you guys not have direct debit? All my bills are paid automatically. Manually paying my bills sounds like a pain and I would definitely forget/double pay if I needed to do it that way
We do. I never give companies power to pull money from my account. I realize it’s a convenience for some people in the way they budget, so no judging… I’ve just been screwed by it one too many times. I keep full control over my finances. I budget everything out on an Excel template I created. It actually doesn’t take much time at all …an hour or so once a week to get everything balanced and paid for the month.
US banks won’t even issue chip and pin cards because their customers would find entering a 4 number code too arduous and complicated.