Basically the same here. WhatsApp is basically “dial-a-boomer” on my phone.

Little sad that Signal dropped SMS support, but I get it.

Capitalism rewards exploitation.

You’ve probably heard “There is no ethical consumption under capitalism” - and historically speaking, and in my experience, this holds to be true. I couldn’t be typing this on my glass god rectangle if there weren’t some children in a cobalt mine somewhere - at some rung on the ladder, people are dying, because where’s the incentive to lift others out of poverty? Why would any capitalist elevate their source of cheap labour and materials out of the blood and sand?

There’s also the interaction we have between the capitalist and socialist aspects of our society - for instance nationalised healthcare cannot be administered by capitalists because there is no incentive for the system to function for the good of the patients, but eventually the system will be optimised out of existence (by which I mean, broken into smaller units for budgetary reasons, small units degraded continually until they are canned, and the whole system is sunset because of “sound economic decisions”).

Capitalism is the antithesis of what I think any reasonable person wants in society save for those with an amount of blood on their hands. Capitalism is a Mad Max dystopia where a handful of people live as deities whilst the rest of us kill each other in the streets for scraps.

Capitalism might have seemed viable when everyone was suffering from lead poisoning, but it’s killing us today, and I support any means to remove this cancer and push for a more equitable life for everyone.

I hit a lot of American sites that want to process my data in a malicious way that would be illegal.

Rather than fix the issue, the side just redicts to a “we’re sorry to our European friends” - like fuck off, it’s been years you cunts.

Anyway, to answer your question - it protects them from legal liability.

[USER WAS SHADOWBANNED FOR THIS POST]

If it’s always $350 a month, just let the debt ride.

Over 6 years, $350 in year 1 is worth more than $350 in year 6 thanks to inflation (350$ in 2017 would be able to buy you $435 worth of goods or services today). If you have $12.5k sitting around - Invest that into something stable, collect the interest and just keep paying off the loan slowly because that’s the cheapest way to do it (unless we end up with negative inflation in the next 3 years - which seems unlikely, but who knows??)

Cars tend to be financial liabilities, depreciation on a new car is just tremendous - next time just get a beater with working AC for as little as possible, do your maintenance and run it into the ground.