I think you have a misconception of what is like here in America. Everything else is not fine here. You aren’t realizing the huge lack of safety nets and the inability to get basic funding for anyone that has no money.
That 100k loan has interest. You don’t get that 200k job right out of college. You only get that if you are extremely talented, lucky, or know rich people. The vast majority of programmers here make much less and when you take out health insurance are making about the same as what you make in Europe.
Meanwhile, you have to find a way to buy a car here because you will literally die here with out one. You find a way to buy a junker for 5k (that’s what they go for here). Your car breaks down after a month on the job. You just missed a day at work that they fired you for it. Now you have to find whatever job you can quick because you all have to pay that school loan, rent, food, and car repair bill. The sheer amount of financial parasites here is staggering. You end up taking a job totally unrelated to programming because the application process takes so long here and you need money in the meantime. Now you are stuck working 50 hours a week at a pointless job using any spare free time sending out applications for another job where you are just one incident away from being broke and homeless again.
You are correct, we do on average make more here. I just don’t think you realize the extent of financial parasites in talking about. I’m not just talking about government taxes. I’m talking about constant, consistent payments you have to do for being poor here for everything. There’s no accountability for proper business conduct here unless you have money.