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Joined 1 year ago
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Cake day: June 9th, 2023

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  • Yes, I’ve got a detailed plan and I’m sticking to it. In 12 years from now, my youngest will be 15 and I can start winding down. I can’t imagine doing nothing, but with some part time work I think my wife and I can stretch to make it work. Requires that the oldest self-fund through university, which I had to do, so I’m ok with that.

    Currently 47, which is probably substantially older than most people here. The concept of “retirement” (winding down) seemed so far away (didn’t start saving for it until late twenties) but compounding interest really is the most powerful force in the universe.

    Of course if the stock crashes, plans may have to change. I’m slowly moving towards a stronger bond mix but that lowers return and pushes dates out. It’s a hard balance.

    I think I’ve accounted for everything that one can plan for; late life care costs, risk of both my wife and I living to 100 (in a financial sense, we should all be so lucky), higher spend until 75, then lowered. There’s a risk that the UK removes universal state pensions, which would drastically alter my plans.

    https://imgur.com/a/MAWe4eq







  • sunbeam60@lemmy.onetoTechnology@lemmy.worldMicrosoft Teams is dog shit
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    13 days ago

    Skype made the call negotiation go through a central server (as does all systems nowadays). Skype was originally built on Kazaa technology to punch through firewalls without a central coordinator and that’s what Microsoft removed. They didn’t remove it to track the calling but to enable larger group calls on weaker devices which required video mixing on a central system rather than peer to peer call (where weaker peers couldn’t decode that many video streams). Calls up to 4 are still routed peer to peer if the backend can find routes through all firewalls.

    Very very little of Skype was in the new Teams if anything. Teams was a rewrap of Communicator calling tech and was a response to Slack. The real time chatting had nothing to do with Skype either.

    Skype lingered in Microsoft for a couple of reasons; Microsoft was crap at acquiring businesses back then, thinking that a hands off approach was best. It meant Skype never really became a proper Microsoft team - they still felt and acted like Skype employees and they didn’t manage to affect Redmond very well. Being acquired is super hard especially when almost all of the bigger business was in a different time zone and a different culture.

    I was at a leadership development workshop with a tonne of Skype leaders about 10 years ago. They were still feeling incredibly frustrated and not understanding what was expected of them. It was a botched acquisition and the fault was on both sides.




  • True, but there is good and bad ways to use media (educational content done well vs cheap Chinese children’s TV) and we do have age ratings there.

    You’re right that cigarettes are universally bad (smokers would argue not, of course, and probably highlight social moments, pauses to reflect etc) but much of my list has good and bad sides. I’m perfectly open to removing cigarettes from the list, but it doesn’t change the validity of the other areas where we regulate minors’ usage.